Letter Of Map Amendment
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Letter Of Map Amendment
Fema letter of map amendment (loma) if a homeowner believes their property has been wrongly mapped in a special flood hazard area, they can submit a request to fema for a letter of map amendment (loma). Fema has the monumental task of mapping and overseeing the entire united states in regard to flood zone issues, so mistakes can be made. A loma establishes a property location in relation to the special flood hazard area (sfha).
Going after a fema letter of map amendment (loma) can be difficult, frustrating, and time consuming. The loma is an official amendment, by letter, to an effective fema flood insurance rate. If you find that the lowest adjacent grade (lag) of the structure is above the fema base flood elevation (bfe), a letter of map amendment (loma) of removal is possible.
This can result in substantial savings to the homeowner over time.
A licensed professional land surveyor can produce a loma, which in many cases, will completely eliminate the need for flood insurance. Fema letter of map amendment (loma) if a homeowner believes their property has been wrongly mapped in a special flood hazard area, they can submit a request to fema for a letter of map amendment (loma). As a qualified professional, we have an online portal with fema and electronically submit the application to fema for processing. A letter of map amendment (loma) is an official amendment, by letter, to an effective national flood insurance program (nfip) map.
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